About Stephen Otus

Meet Stephen Otus — Your Partner in Homeownership and Beyond

Born and raised in Alamo, California, Stephen Otus has been helping Bay Area families and investors reach their real estate goals since 2003. After graduating from San Francisco State University, he quickly earned his Real Estate License and NMLS license (NMLS# 285515), setting the stage for a career defined by trust, expertise, and results.

Stephen started his mortgage journey with Diablo Funding Group in Lafayette and later gained valuable experience at World Savings/Wachovia in Walnut Creek. In 2009, he found his professional home at Solano Mortgage, where he’s been a trusted guide for clients across the San Francisco Bay Area for more than 20 years.

What sets Stephen apart is his people-first approach. He doesn’t just close loans—he builds relationships. Clients know him for listening carefully, tailoring solutions to their unique needs, and staying by their side from first conversation to final signature. Whether you’re buying your first home, expanding into investment properties, or exploring complex financing, Stephen makes the process clear, smooth, and stress-free.

Specialties: Conventional, Jumbo, FHA, VA, Land, Construction, Hard Money, Equity Lines, Commercial Financing, and Reverse Mortgages.

If you’re looking for a loan officer who combines deep industry knowledge with genuine care, Stephen Otus is ready to help you make your goals a reality.